These Terms of Use (“Terms”) govern access to and use of the FINES website and the services offered through this platform in Canada. Please read these Terms carefully before using our advisory services related to income planning, financial literacy, investing, passive income, and responsible approaches to digital assets.
By accessing our website or using FINES services, you confirm that you have read and agree to these Terms. If you do not agree with any provision, you must stop using the site immediately.
You agree to use the site in compliance with applicable Canadian laws and without infringing the rights of others. We may limit or block access if we detect misuse. Our content is intended to promote financial literacy, responsible saving, diversified investing, and long-term passive-income strategies, which may include limited exposure to digital assets where suitable.
All materials on the FINES site—including text, images, videos, logos, and other assets—are protected by intellectual property laws and remain the property of FINES or its licensors. You may not copy, modify, distribute, or republish content without prior written permission.
We reserve the right to suspend or limit access—temporarily or permanently—to the site or certain sections where necessary to maintain security, improve service quality, or comply with legal and regulatory obligations.
FINES is not liable for losses arising from your use or inability to use the site. We do not guarantee uninterrupted availability or error-free operation, though we apply best practices to maintain reliable service. Nothing on this site constitutes financial, legal, tax, or investment advice; decisions remain your responsibility.
We may update these Terms from time to time. Any changes will be posted on this page and, where significant, communicated clearly. Please review this section periodically to stay informed.
If you have questions about these Terms of Use, contact us: